Auranser Disclosures
Effective August 1, 2026 | Last updated August 1, 2026
This page collects Auranser's consumer disclosures in one place. For our complete privacy practices, see the Privacy Policy; for the terms that govern your use of our website, see the Terms of Service. If you cannot find a document here, you may request it at any time by emailing support@auranser.com.
Enrichment Score
The Enrichment Score is not used for credit decisions. See the Enrichment Score Disclosure.
Fairness & Model Governance
Auranser is committed to fair, non-discriminatory treatment in the automated systems we use. Where we use models that could affect how users are treated, we review them for unintended bias, including whether their outputs produce systematically different results for similarly situated users, and we do not use protected characteristics (such as race, color, religion, national origin, sex, marital status, age, or receipt of public assistance) as inputs.
Auranser does not currently offer consumer credit products, and the Enrichment Score is not used for credit decisions (see the Enrichment Score Disclosure). If and when we introduce a product that involves credit underwriting, the fair-lending controls governing that product will be described in the applicable product terms.
Analytics and Tracking
We may use privacy-respecting, first-party analytics and do not use advertising cookies or third-party ad-tech trackers. Our complete cookie and tracking practices are described in the Privacy Policy.
Partner Privacy Index
This index identifies the external partners that may receive, process, or have access to your Auranser data, what data flows in each direction, and how each partner is classified under the California Consumer Privacy Act (CCPA) and comparable state laws. It supplements Sections 8, 9, and 11 of the Privacy Policy and is maintained independently so it can be updated as our partners change, without a change to the Privacy Policy itself.
| Partner | Role | Data we send | Data we receive | CCPA classification | Manage your data |
|---|---|---|---|---|---|
| Alpaca Securities LLC | Broker-dealer and qualified custodian | Identity and KYC information at account opening: name, email, phone, address, date of birth, Social Security number / tax identifier, employment details, and investment profile | Trade execution confirmations, account valuations, portfolio holdings, cost-basis data, corporate action notifications, and account statements | Third party and service provider (see below) | Through your Alpaca account portal |
| Plaid Inc. | Account aggregation | Connection metadata only: a unique account link token, your Auranser user identifier, and the institution you select. We do not send your bank credentials, name, contact details, or Social Security number; you enter your bank credentials directly into Plaid's secure interface | Account identifiers, masked account numbers, balances, and transactions from institutions you link | Service provider and third party (see below) | Through Plaid's consumer portal at my.plaid.com |
| Stripe, Inc. | Payment processing | Your email address and a reference identifier, via Stripe-hosted checkout. Payment card data is entered directly with Stripe and never touches Auranser's servers | Payment and subscription status for the Platform Access fee | Service provider | The Stripe-hosted checkout page is also governed by Stripe's own terms and privacy notice |
| Google Firebase Cloud Messaging | Push notification delivery (Android) | A push notification token for your device | None | Service provider | Disable notifications in Settings, or in your device's notification settings |
| Apple Push Notification service (APNs) | Push notification delivery (iOS) | A push notification token for your device | None | Service provider | Disable notifications in Settings, or in your device's notification settings |
| Amazon Web Services (Textract) | Document text extraction | Receipt or document images you submit for expense and purchase-planning features | Extracted text and data fields | Service provider | Not applicable: backend processing only |
Auranser's platform is hosted on Amazon Web Services (AWS) cloud infrastructure, which stores platform data at rest and in transit as our infrastructure service provider under a data processing agreement.
Partner classification details
Alpaca Securities LLC. When you open an investment account, you establish a separate customer relationship with Alpaca as a registered broker-dealer and qualified custodian (member FINRA and SIPC, unaffiliated with Auranser), subject to its own customer agreement and privacy notice. With respect to the information Alpaca collects and uses under that direct relationship, Alpaca is a third party. With respect to data it processes solely on Auranser's instructions to execute advisory-directed transactions, Alpaca acts as a service provider.
Plaid Inc. For the account and transaction data Plaid retrieves and transmits to us on your behalf, Plaid acts as a service provider. For device and interaction data Plaid independently collects during its own connection flow under its own privacy policy, Plaid acts as a third party. You may manage or revoke your connections at any time through your account settings or Plaid's consumer portal at my.plaid.com.
Stripe (privacy notice), Firebase Cloud Messaging / Google (privacy notice), Apple Push Notification service / Apple (privacy notice), and Amazon Web Services (privacy notice) each act solely as service providers, processing the limited data described above only to perform services on Auranser's behalf under contractual instructions, and are prohibited from using it for their own purposes (except, in the case of Stripe's hosted checkout and Firebase's platform infrastructure, as governed by their own consumer-facing terms).
Financial privacy notice (GLBA)
Our Financial Privacy Notice, presented in the federal Gramm-Leach-Bliley Act model-form ("FACTS") format, summarizes the categories of personal information we share, the reasons we share, and whether you can limit that sharing.
Investment advisory disclosures
Auranser Inc. is an investment adviser registered with the U.S. Securities and Exchange Commission (CRD# 340833; SEC File No. 801-136163). Our regulatory filings are publicly available and authoritative on the SEC's Investment Adviser Public Disclosure (IAPD) system:
- Client Relationship Summary (Form CRS)
- Form ADV: Parts 1 and 2A, and the Wrap Fee Program Brochure (Part 2A, Appendix 1) (via our SEC IAPD firm profile); advisory clients receive the Wrap Fee Program Brochure in lieu of the standard Part 2A brochure
- Investment Advisory Agreement and Platform Access Fee Schedule (the Platform Access fee is a platform subscription fee, separate from the advisory wrap fee described in the Wrap Fee Program Brochure), delivered at account opening and available on request at compliance@auranser.com
Registration with the SEC does not imply a certain level of skill or training.