Fee Schedule
Effective August 1, 2026 | Last updated August 1, 2026
This page summarizes what you pay to use Auranser, in plain language. It is a summary for your convenience. The authoritative descriptions of our advisory fee are in the Investment Advisory Agreement (presented at account opening), and the Wrap Fee Program Brochure (Form ADV Part 2A, Appendix 1), available at www.adviserinfo.sec.gov (CRD# 340833). For a side-by-side of advisory services and fees, see our Client Relationship Summary (Form CRS).
There are two separate fees, and they are independent of each other:
1. Platform Access Fee: the Auranser Plus subscription
| Tier | Amount |
|---|---|
| Free Tier | Free |
| Auranser Plus (Platform Access) | $9.99 per month or $99.99 per year |
The Platform Access Fee is a software subscription, not an investment advisory fee. It is billed to your payment method on file through our payment processor and is never deducted from your investment or brokerage account. The annual option is a reduced rate compared with paying monthly ($99.99 vs. $119.88 per year).
Auranser Plus provides access to the full platform (including live trading, advanced portfolio analytics, and premium educational content) and an active subscription is required to open and maintain an Investment Advisory Services account. You may cancel at any time; a simple cancellation mechanism is presented at enrollment and in your account settings. In the Wrap Fee Program Brochure, this fee is referred to as the "Advisory Platform Access Fee."
2. Advisory Fee: the wrap fee for Investment Advisory Services
If you open an Investment Advisory Services account (by executing the Investment Advisory Agreement), you also pay an asset-based advisory fee:
| Fee | Amount |
|---|---|
| Advisory Fee (wrap fee) | Currently 0.10% per year of assets under management, billed monthly in arrears |
The current advisory fee is 0.10% of assets under management per year, billed monthly in arrears, as disclosed in the Wrap Fee Program Brochure. Fee increases, if any, require advance notice and affirmative consent under the Investment Advisory Agreement (Section 5.3). Fee decreases take effect on 30 days' notice. The advisory fee is a wrap fee: it covers investment advisory services, portfolio management, algorithmic rebalancing, and trade execution through our custodian (commission-free trading) in a single asset-based fee. Because it is asset-based, the more assets in your account, the more you pay in advisory fees.
Combined cost illustration
Because the Platform Access Fee is a fixed dollar amount while the advisory fee is asset-based, total program cost as a percentage of assets is higher for smaller account balances:
| Account size | Platform Access Fee (monthly) | Advisory fee (0.10%/yr) | Combined annual cost | Combined as % of assets |
|---|---|---|---|---|
| $1,000 | $9.99/mo ($119.88/yr) | $1.00/yr | $120.88 | ~12.1% |
| $5,000 | $9.99/mo ($119.88/yr) | $5.00/yr | $124.88 | ~2.5% |
| $10,000 | $9.99/mo ($119.88/yr) | $10.00/yr | $129.88 | ~1.3% |
| $25,000 | $9.99/mo ($119.88/yr) | $25.00/yr | $144.88 | ~0.6% |
| $50,000 | $9.99/mo ($119.88/yr) | $50.00/yr | $169.88 | ~0.3% |
| $100,000 | $9.99/mo ($119.88/yr) | $100.00/yr | $219.88 | ~0.2% |
This illustration assumes monthly billing at $9.99/month. If you choose annual billing ($99.99/year), combined costs are lower. You may use non-advisory platform features without enrolling in the advisory program.
Other costs you should understand
- Underlying fund expenses. The ETFs held in your portfolio have their own internal expenses (expense ratios). These are charged by the fund issuer, not by Auranser, and are disclosed in each fund's prospectus. They are separate from, and in addition to, the advisory fee.
- Add-On Services. Optional paid features for Auranser Plus subscribers are not available at launch. If and when offered, their pricing will be described here and in Form ADV where applicable. Add-On Services do not provide investment advice.
- Incidental account fees. Reasonable incidental fees may apply for certain account services as disclosed at the time of request. Account closure is free.
The bottom line
You will pay fees and costs whether you make or lose money on your investments, and fees and costs reduce any amount you make over time. Your fees do not vary based on your Enrichment Score or tier. Please make sure you understand what fees and costs you are paying, and ask us at compliance@auranser.com if anything is unclear.
